When a business accepts debit cards for purchases do they get credit transaction fees?

Are there fees for running debit as credit, what about if the person decides to put in their pin number instead of running it as credit?|||There are different charges depending on the network used.





If it is the credit card network, the merchant is typically charged 5-50 cents per transaction plus 2%-3% of the purchase price.





If it is the debit card network (pin required), the fees are usually much lower.





What suprises me is that in California and I suspect in most other states, supermarkets will give cash back whether the card is used as a debit or credit card and the consumer is not charged extra either from the merchant or the credit card company. In fact you can use even a normal credit card and get cash back and there isn't any charges to the consumer. The supermarket bills the account as a pruchase meaning the supermarket is paying a 2%-3% fee for the money they are giving back to you if the credit card network was used.





In fact if you have the right credit card, you will be getting credit card rewards for the money that you got from a supermarket. As an example, I use my Discover Rewards credit card when I shop at the supermarket and I may get $60 worth of groceries and $60 cash back for a total bill of $120. I will receive 1% cash rewards on the full $120 from Discover.