What are credit cards that work smiliar to debit cards called?

I need to start building credit and I would like to do it fast. I heard one way is to get this credit card that acts like a debit card. Is there? And also how can I gain credit fast?|||A secured credit card isn't anything like a debit card. The credit card company holds your cash as collateral against the credit they extend you. You can build credit history with a secured credit card.





The "credit" card that works like a debit card, is the prepaid cards. You put money on the card and use it like a credit card but the money is subtracted from the card --like a gift card. This does not help your credit.|||Clark Howard, radio's millionaire cheapskate, has a name for them and it is anything but complimentary. Tune-in.|||St George band offer this. You need to have the money in your account (so you don't actually get any credit) and then you can use it as a credit card and the money comes straight out of your account. This is really good as you can still use the card over the phone and on the internet and you will never be charged interest and you will never have to make the effort to pay it off.|||It's called a "secured credit card." You pay the company an amount (usually $500) and they hold onto that $500 and then give you a credit card with a $500 credit limit. I'm pretty sure you get that money back if you ever cancel the card, but be careful - if you cancel the card, all of your credit history with that card gets wiped away - it's as if you never had it!|||do not use any of the credit building programs


it's a sales pitch for a line of credit from a merchandise catalog that does NOT report to the 3 credit bureaus unless you are late of miss payments


a secure credit card is what you want


the only good one is from B of A


the lowest fee and the lowest initial deposit required


and quite frankly, if you do not have the money for the security aspect of the card, then you do not need / deserve credit as you cannot manage your finances